Monday, January 9, 2017

2016 - Invigorating or disappointing?

Yes! Work is back.  Hopefully everyone is feeling rested and ready to hit the ground running?  Personally, I couldn't wait to get back into the office, as evidenced by a few sneaky emails that I sent off over our "stand down" period.

We've all had the chance to reconnect with our loved ones, sleep in a little bit, and reflect on how our year went.  Reading the newsfeeds, it seems that the end of 2016 was overwhelmingly about reflection at all levels.  And with reflection comes comparison.  Are we in a better place than this time last year?  Did we tick off all of our goals that we wanted to achieve?  Are we moving forward in life?

Most clients that I see have a few goals that they want to achieve (holiday, new car, education for the children etc.) during the year.  What many don't realise is that the reason that they haven't managed to take their family to Hawaii, is that there is a tendency to treat each year on its own, a finite timeline, rather than as a continuum.  Decisions are made to meet the wants and needs for this year, not building on the positive results of last year, or taking into account the unmet goals from the year before.

This can lead to frustration as life is never as simple as getting from point A to point B; there is always something that comes up (braces, anyone?) that will change the path that you had committed yourself to mentally.  Look at what you did achieve, even faced with adversity.  So, we didn't manage to go to Hawaii for a family holiday, but wasn't Straddie amazing this year?  Reflect on what made it difficult to meet your wants and needs and strategise on how it can be avoided in the future.

Build on everything that you achieved in 2016, no matter how small it was, and look forward with a positive attitude.  Every year is just an extension of the last, and sometimes you need to take a couple of steps back to really start moving forward.

Find Erin* at Achieveit Financial Planning or call for an appointment on 07 4638 5011.

*Authorised Representative of Securitor Financial Group Ltd ABN 48 009 189 495 AFSL 240687.

This is general information only and does not consider your personal circumstances.  You should not act on any recommendation without obtaining professional advice specific to your circumstances.  We recommend you speak to a financial adviser before acting on any of the information you read on this website.