This week I had a new client come in who has for many years looked after his family finances. He has done a great job of placing his super funds with the most appropriate product, ensured that the family had sufficient insurance to protect themselves in the event of any injury, illness or death and has been astute with the weekly cash flow. He had been able to get a budget from the Internet. He had also researched the superannuation and investment products available and learnt to trade the share market - all from information available from the Internet.
However when it come time to prepare their financial position for his retirement date of 5 years time, the Internet only provided confusion. Trying to work out how Centrelink assesses assets and income when calculating age pension entitlements became an arduous task and without this assessment, the amount of money needed to fund the family in retirement could not be ascertained. From speaking to his colleagues he understood that a plan of the steps was needed to position the finances to maximise Centrelink and minimise tax payable not one Internet site could explain these steps, let alone guide him through the steps. When asking his colleagues how they managed the transition to retirement, they referred him to their financial planner.
So I now find myself sitting in front of a new client to provide the strategic advice on pre-retirement planning. My first question to any new client is "How can I assist?" so imagine my joy in hearing the words "I need your help so I can retire like Bob because the Internet can't help. I have printed out pages and pages and I just don't understand it."
It is great to be reminded that good advice from a financial planner will never be replaced by a computer!
Students sometimes can construct the essay but need editing and proofreading services so as to achieve perfection and ensure good grades. Writing services can help with that also for many offer dissertation proofreading services as well. cin Australia are highly popular as students turn to professional writing services to edit and proofread their assignments.
ReplyDeleteLower life satisfaction and increased self-efficacy Positive correlation between internet use and happiness, higher self-reported health status, and increased satisfaction with leisure and recreation activities Older adults who started using the internet felt less depressed and more content with their lives. Basically I offer logo design and branding service in logoistic. Thank you.
ReplyDeleteA message shall be sent to your mobile system for verification. Being the biggest gaming ground within the space means options, lot of options. By getting into your e-mail handle and clicking the “Submit” button, you conform to the Terms of Use and Privacy Policy & to obtain digital communications from Dummies.com, which may embody marketing promotions, information and updates. Check your rewards and factors balance, guide lodge comps, play on-line, and more. Slot machines aren’t a trick, nor have they been designed to deceive you and enchantment 파라오 카지노 도메인 to your primitive brain.
ReplyDelete